Buying a home - Need finance

​You owe it to yourself to ensure that you have a home loan that is market competitive
To achieve this utilise my unbiased free service

Why use a mortgage adviser?

I will do all the leg work for you at the conclusion of our meeting, usually held in the comfort of your own home. Your appointment can be made around your usual day to day work and personal commitments. Working with a suite of main stream lenders, my aim is to secure the most favourable loan approval on your behalf.

Appreciate the fact that banks are different in a number of ways. How much they will lend you based upon your income, loan conditions they will apply to your approval and any related “Low Equity” fees if you are borrowing more than 80% of the purchase price.

As a mortgage adviser I am on your side and will negotiate in your
best interests with experience and knowledge.

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​Paul McCarthy

Paul is a Registered Financial Adviser who has been involved in the local Hawkes Bay mortgage advising industry for 23 years. Prior to this he had 14 years banking experience.

Paul specialises in all forms of property lending with a special affinity to first home buying finance and construction finance. He can also provide personal and general (home/contents/vehicle) insurance options. Paul’s core focus has always been to act in the best interests of his clients by providing “HONEST” and “UP FRONT” advice.

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​Services

HOME LOANS

​Whether this is your first home purchase or have previously owned?

FIRST HOME BUYERS

Buying your first home is an exciting time?

CONSTRUCTION LOANS

Loans and criteria for the construction of your home can be quite complexed.

RENTAL INVESTMENT LOANS

Building your Property Investment Portfolio?

REFINANCING

Refinance your loan with the aim of securing a lower interest rate and reduced repayments with a new lender

MORTGAGE CALCULATOR

The calculator shows an estimate of the price range for your property. to give you a better idea of your potential property price contact us.

​HOW CAN WE HELP YOU?

​For any help, feel free to contact us

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